THE WESTERN UNION COMPANY

TERMS OF USE

Access to and use of this website is made on the following terms:

1. By using this website you agree to be bound by these terms, which shall take effect immediately on your first use of this website. If you do not agree to be bound by all of the following terms please do not access, use and/or contribute to this website. Should you breach these terms, Western Union and Profero reserve the right to remove any material from the website, prevent any materials from being circulated electronically, or deny access.

2. Western Union may change these terms from time to time and so you should check these terms regularly. Your continued use of this website will be deemed acceptance of the updated or amended terms. If you do not agree to the changes, you should cease using this website. If there is any conflict between these terms and specific local terms appearing elsewhere on this website (including house rules) then the latter shall prevail.

Use of this website

3. You agree to use this website only for lawful purposes, and in a way that does not infringe the rights of, restrict or inhibit anyone else's use and enjoyment of this website. It is strictly prohibited to use the website or email function for the following:

• a) harassing or causing distress or inconvenience to any person,
• b) transmitting obscene or offensive content or disrupting the normal flow of dialogue within this website, or advocating or encouraging any of the above;
• c) any unlawful or fraudulent use or any use that has any unlawful or fraudulent purpose or effect;
• d) any use in connection with the carrying out of a fraud or criminal offence
• e) sending, knowingly receiving, uploading, using or re-using any material which is abusive, indecent, defamatory, obscene or menacing, or in breach of any copyright, confidence, privacy or any other rights
• f) sending or procuring the sending of any unsolicited advertising or promotional material.
• g) spamming or sending off-topic material.
• h) selling any products or services that are unlawful in the location at which the content is posted or received, or for gambling or gaming activities;
• i) attempting to obtain unauthorized access, such as attempts to circumvent user authentication or security of any host, network or account (“cracking”). This includes accessing data not intended for the customer, logging into a server or account the customer is not expressly authorized to access or probing the security of other networks;
• j) attempting to interfere with service to any user, host, or network. This includes “denial of service” attacks, “flooding” of networks, deliberate attempts to overload a service and attempts to “crash” a host;
• k) denigrating Western Union its affiliates, employees or shareholders or otherwise holding them individually or collectively up to public scorn or ridicule;
• l) The following prohibitions also apply:
  1. Using the Service to send (or post to a news group)
     1. unsolicited messages to 1) any recipients who have requested that you not send any messages to them or 2) many recipients at one time ("spam");
     2. the same or similar messages to large numbers of newsgroups (excessive cross-posting or multiple-posting, also known as "USENET spam");
     3. a message whose subject or content is considered unrelated to the subject matter of the newsgroup in which it is posted;
     4. binary files to newsgroups not specifically named for that purpose;
     5. messages which harass, whether through language, frequency, or size of messages;
     6. or otherwise propagate chain letters and pyramid schemes, whether or not the recipient wishes to receive such mailings;
     7. messages in which the subject or identification of the sender is deceptive or misleading.

Intellectual Property

4. All copyright, trade marks, design rights, patents and other intellectual property rights (registered and unregistered) in and on this website and all content (including all applications) located on the site shall remain vested in Western Union and any relevant third party right holders. You may not copy, reproduce, republish, disassemble, decompile, reverse engineer, download, post, broadcast, transmit, make available to the public, or otherwise use this website content in any way except for your own personal, non-commercial use. You also agree not to adapt, alter or create a derivative work from any this website content except for your own personal, non-commercial use. Any other use of this website content requires the prior written permission of Western Union.

5. The names, images and logos identifying Western Union or third parties and their products and services are subject to copyright, design rights and trade marks of Western Union and/or third parties. Nothing contained in these terms shall be construed as conferring any licence or right to use any trade mark, design right or copyright of Western Union or any other third party.

6. You must not violate, plagiarise, or infringe the rights of the Western Union or third parties including copyright, trade mark, trade secrets, privacy, publicity, personal or proprietary rights.

Safety:

7 We advise that you never reveal any personal information about yourself or anyone else (for example: telephone number, postal address, home address or email address or any other details that would allow you to be personally identified) in any Western Union website or related website.

8. If you're under 16: please get a parent's or guardian's permission before taking part in any this website

Disclaimers and Limitation of Liability

9. Emails sent from this website are personal and the views expressed are of the individual senders, not Western Union. Neither Western Union and Profero are responsible for any content sent via this website.

10. To the extent permitted by law, Western Union excludes all representations and warranties (whether express or implied by law), including the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy. Western Union does not guarantee the timeliness, completeness or performance of the website or any of the content. While we try to ensure that all content provided by Western Union is correct at the time of publication no responsibility is accepted by or on behalf of Western Union for any errors, omissions or inaccurate content on the website.

11. Nothing in these terms limits or excludes Western Union liability for death or personal injury caused by its proven negligence. Subject to the previous sentence, Western Union shall not be liable for any of the following losses or damage (whether such damage or losses were foreseen, foreseeable, known or otherwise): (a) loss of data; (b) loss of revenue or anticipated profits; (c) loss of business; (d) loss of opportunity; (e) loss of goodwill or injury to reputation; (f) losses suffered by third parties; or (g) any indirect, consequential, special or exemplary damages arising from the use of this website regardless of the form of action.

12. Western Union does not warrant that functions available on this website will be uninterrupted or error free, that defects will be corrected, or that this website or the server that makes it available are free of viruses or bugs. You acknowledge that it is your responsibility to implement sufficient procedures and virus checks (including anti-virus and other security checks) to satisfy your particular requirements for the accuracy of data input and output.

General

13. If any of these terms are determined to be illegal, invalid or otherwise unenforceable by reason of the laws of any state or country in which these terms are intended to be effective, then to the extent and within the jurisdiction in which that term is illegal, invalid or unenforceable, it shall be severed and deleted from these terms and the remaining terms shall survive and continue to be binding and enforceable.

14. The failure or delay of Western Union to exercise or enforce any right in these terms does not waive Western Union’s right to enforce that right.

15. These terms shall be governed by and interpreted in accordance with the laws of England which shall have exclusive jurisdiction over any disputes.

16. This website is provided by Profero Centro 3, 19 Mandela Street, London NW1 0D, UK, on behalf of Western Union Financial Services Inc, of 100 Summit Avenue, Montvale, USA. All issues should be address to

Consumer Complaints - Diwali 19 Mandela Street London NW1 0DU UK